Our Blog

Car insurance premiums are set to break through the £600 barrier for the first time next year as insurers pass on higher costs and with the further increase in Insurance Premium Tax (IPT) from 10% to 12% from June. This means drivers, now typically paying around £50 a year to the Treasury when they insure […]

If you own a pub or wine bar, it is important that you have the right level of cover and that’s where we can help.  We can specifically tailor the policy to your business needs. The standard levels of cover available are detailed below, however these can be increased: Business Interruption – £500,000 (12 months […]

One of the main causes of losses to a home is a fire, and even small fires can cause structural issues and smoke damage. Here are some tips on how you can minimise the impact: Smoke alarms are very important – make sure you replace the batteries every 12 months and the actual alarm every […]

What’s this all about? The new chancellor Phillip Hammond has announced a rise in insurance premium tax (IPT) meaning the rate will increase to 12% from June 2017. This is the third increase to the rate of IPT announced in less than two years. It affects general insurance policies such as home and car insurance […]

It is that time of year again when Newquay holds its annual Christmas lights switch-on, along with a festive lantern parade and fireworks display over the harbour. Santa’s reindeer will be outside the Hotel Victoria from 3.00pm to 6.00pm for everyone to pay a visit before their starring role in the parade. The streets will […]

With Black Friday fast approaching, swiftly followed by Cyber Monday, it’s important to keep safe when shopping online and to ensure you are getting the best products at the best prices, without getting ripped off. Here’s some tips to make sure you get the best deals and stay safe: Set a budget and only buy […]

GAP Insurance for fleets is growing as more and more fleet operators look to protect their vehicle assets against a write off following Fire, theft, Accident or accidental damage. Here are some of the details of the Fleet GAP Insurance we can arrange for you: Designed for companies running 2 or more vehicles; Annually renewable […]

This year Children In Need celebrates its 37th anniversary, and the appeal is set to be bigger and better than ever before. A record-breaking £55 million was raised at the annual charity event last year, and they’re hoping to smash that this year. Following the death of Sir Terry Wogan, who contributed so much to […]

Flooding can cause serious damage to your property, contents, production and ability to trade. It can also impact your staff and your ability to supply your customers. You can’t always stop a property from flooding but you can put measures in place to help minimize the damage and speed up recovery time. Now that we’re […]

After two years of waiting the first Primark in Cornwall is opening its doors in Truro today. The new store will cover 50,000 square feet, with aisles dedicated to women’s clothing, menswear, a home department and section devoted to kids clothing. A spokesman for Primark (UK) has previously told the West Briton: “We are delighted […]