Our Blog

Drivers caught using handheld mobile phones in Britain are to face “much tougher penalties”, with fines and points doubling. New rules coming into force next year will see drivers get six points on their licence and received a £200 fine.  Also newly qualified drivers could be made to retake their test the first time they […]

Rather than watch an organised fireworks display tonight you may be having a private get together with family or friends.  You may be a member of a private road association and be having a street party for the residents. If so make sure you stay safe and follow our tips below: Only buy fireworks that […]

Here are some interesting facts you may not know about car insurance: Buying a brand new car is likely to increase your insurance premiums Credit rating can affect your premiums as much as a conviction or accident Although drivers under 25 have a higher risk and require higher premiums, not all insurance companies will drop […]

Halloween and bonfire night, are traditionally some of the busiest nights of the year for the police, the fire brigade and other agencies, with anti-social behaviour becoming a major issue for many communities in the UK. Incorrect use of fireworks and the damage that can be caused is a serious concern and poses threats to […]

An escape of water can be truly devastating to businesses. Many leaks are small and can often go months without being noticed, causing significant damage to properties before they are identified. Escape of water is the most frequent claims cost, causing distress to thousands of businesses a year. It can lead to significant business interruption, […]

What’s this all about? Online property rental services such as Airbnb have helped millions find alternatives to hotels when they go on holiday. But with the platforms increasingly being used for longer-term lets, traditional landlords are facing more and more competition. As the popularity of Airbnb has soared in recent years, it has caused problems […]

A new study has revealed that millions of people are driving with a medical condition that they are supposed to have told the DVLA about. The study, by Direct Line, calculated that almost one in ten people have a notifiable medical condition – which is around 3.4 million of the 35.3 million drivers.  Conditions include […]

What’s this all about? One of our insurers have updated their residential property owners’ product to include a full Perils option should the property become unoccupied. The new unoccupied Perils option features: Escape of water from any tank, apparatus or pipe of up to £5,000 Leakage of oil from any fixed heating installation of up […]

In June last year the photo card licence paper counterpart was officially withdrawn by the DVLA.  Since then the records held by the DVLA is the only way of checking endorsements. If you run a business and have Motor Fleet or Motor Trade insurance you may be wondering how you will check that your employees […]

What’s this all about? GAP insurance is available for new and used vehicles and offers protection against a financial shortfall in the event your vehicle is written off, whether it is on finance, lease or owned outright. Your motor insurer’s total loss settlement figure may not be enough to settle the outstanding finance on your […]