Our Blog

One of our insurers has a new scheme available specifically tailored to the cover needs of drainage contractors. Public liability and products Liability cover automatically includes: Inefficacy (for failure to clear a blockage leading to water damage) Damage to the item being worked upon (damage to drains from incorrect work method) Environmental statutory liability £2m […]

New studies report that one of the biggest insurance mistakes first-time buyers make when purchasing a home is under-insuring their property and its contents. According to research, one in five first time buyers, between the ages of 25 and 34, (20%) are underinsuring their homes, leaving their property and belongings at risk, as they admit […]

According to reports accidental damage claims soar during the school holidays. When children aren’t at school, and if the weather is poor, there’s no doubt they will find ways to entertain themselves around the house.  We all know what can happen to walls and sofas when there’s a small person with a felt-tip pen on […]

What’s this all about? The Insurance Act 2015 comes into force today.  One of the most important changes of the new Act is that it redefines the customer’s duty of disclosure as one requiring a ‘fair presentation’ of their insurance risk. How does this affect you? The Act makes important changes to the law, the […]

Are you going away on holiday this summer?  If so read our top tips on protecting your home while you’re away, whether it be for a few days or a few weeks as an estimated 80 per cent of burglaries occur when no one is home: Refrain from posting on social media whilst away as […]

This week kicks off the start of the annual Boardmasters Festival which has been running since 1981! From Wednesday through until Sunday Fistral Beach in Newquay will play host to surf, skate and BMX competitions, art installations, retail village and beach bar, along with the Beach Sessions. The main music festival takes place on Friday, […]

One of our main insurers have just launched a new Minibus insurance product. More competitive premiums are available and enhanced cover, which includes the following benefits: Vehicles up to 25 years old Cover available for a variety of uses including: Social Domestic & Pleasure Social Domestic & Pleasure incl. Commuting Class 1, 2 and 3 […]

You may have seen on the news the Man Engine has been in various locations around Cornwall over the past week and you have until Saturday to catch the huge Cornish miner on its historic tour. The 10-metre-plus miner has been constructed to mark the tenth anniversary of the Cornwall and West Devon Mining Landscape […]

Are you a member of a residents association that is responsible for a Private Road? Have you asked yourself what would happen should someone have an accident on the land and hold you liable for their injuries? If the general public have access to the road then it’s a good idea to take out insurance […]

What’s this all about? The fraudulent practice known as ‘fronting’ is when a parent insures a car in their name, even though one of their children will be doing most of the driving, in order to get cheaper premiums. According to recent research by a leading insurance company 10% of parents have lied to reduce […]