Category Archives for Insurance News

This is an important change for some employers. From 6 April 2021, all public sector clients and medium or large-sized private sector clients will be responsible for deciding your worker’s employment status. This includes some charities and third sector organisations. If the off-payroll working rules apply, your worker’s fees will be subject to tax and […]

Freedom of movement within the UK and the EU ended on 31 December 2020 and the UK has now introduced a points-based immigration system, treating EU and non-EU citizens equally. Anyone coming to the UK to work, excluding Irish citizens, will need to apply for permission in advance. Under the new points-based system, anyone coming […]

Prepare your business for Brexit – Jan 2021 December 14, 2020 A post-Brexit trade deal could be sealed as talks between the UK government and European Union continue this week.  Before the weekend, both parties said that ‘no-deal’ was the most likely outcome.Whether or not a deal is agreed, you should ensure that your business […]

Green Cards for driving in Europe The UK entered a transition period for leaving the European Union (EU), which ends on 31 December 2020. In the event there is no agreement on the future relationship between the UK and EU, it is likely there will be a legal requirement to carry a physical document known […]

Here in the UK, turbulent weather and storms are becoming increasingly common. There are some simple steps that you can take to lessen the effect of a storm, and making sure your home is well-maintained is one of the best ways to protect against storm damage. Have the roof of your home checked for any […]

Burst and frozen water pipes can cause untold damage to your home so here are some tips to prevent it during freezing conditions this winter. How to prevent frozen pipes Ensure water pipes and water tanks are insulated correctly as these exposed pipes are more likely to freeze. Also, consider opening your loft hatch as […]

If you are struggling with post-Christmas blues and are thinking of booking a holiday to cheer yourself up make sure you take out travel insurance to protect you and your family. Travel insurance offers value for money and is suitable for holiday makers and business travellers, with a choice of single trip, multi-trip and long […]

Car insurance premiums are set to break through the £600 barrier for the first time next year as insurers pass on higher costs and with the further increase in Insurance Premium Tax (IPT) from 10% to 12% from June. This means drivers, now typically paying around £50 a year to the Treasury when they insure […]

If you own a pub or wine bar, it is important that you have the right level of cover and that’s where we can help.  We can specifically tailor the policy to your business needs. The standard levels of cover available are detailed below, however these can be increased: Business Interruption – £500,000 (12 months […]

One of the main causes of losses to a home is a fire, and even small fires can cause structural issues and smoke damage. Here are some tips on how you can minimise the impact: Smoke alarms are very important – make sure you replace the batteries every 12 months and the actual alarm every […]