What’s this all about?
The fraudulent practice known as ‘fronting’ is when a parent insures a car in their name, even though one of their children will be doing most of the driving, in order to get cheaper premiums.
According to recent research by a leading insurance company 10% of parents have lied to reduce the cost of their child’s car insurance.
The insurance industry deals with about 1,000 cases of fronting a year, and if you are caught the punishment can be serious. The consequences can range from refused claims, cancelled policies with no refunds and difficulty in obtaining insurance in the future.
Although fronting may initially help you save a few pounds, in the long run the costs could be far higher.
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We are Personal and Commercial Insurance Brokers based in Newquay, Cornwall covering the whole of the UK.
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