Property Owners and Landlords – Why it’s important to update your insurer when your property becomes unoccupied

What’s this all about?

If you own a property and the current tenant moves out it is very important to update your insurance company.

This is because once a property becomes unoccupied your insurers may have certain conditions that you will need to adhere to, along with potentially restricting cover until it becomes occupied again.  This is due to the fact that when property is empty it is considered to be higher risk than if it was occupied.

If you do not notify your insurers and you have a claim you may find that they are not willing to cover the claim due to non-disclosure of material facts.

How can we help you?

If you would like a quotation for your property please feel free to contact us using one of the following methods:

• Complete the form on the Homepage
• Fill in the form on our contact us page
• Email us at admin@towaninsurance.co.uk
• Call 01637 876 876

We do everything we possibly can to check that we have got our facts straight, but it’s always possible that we could make a mistake (hopefully not or never would be better). Therefore we would like to make you aware that we accept no responsibility for information that may be factually incorrect or out of date, but we will do our best to make sure that all content is accurate. Our vision behind bringing the blog to the wider community is to keep our clients and prospective clients informed of their legal requirements, the different products on offer and how they may benefit your business and the new schemes we find which we think will benefit you.

We are Personal and Commercial Insurance Brokers based in Newquay covering the whole of Cornwall and the UK