Are you an electrical contractor and looking for insurance?
We have an insurer who is a specialist to the Electrical Industry, arranging bespoke products since 1958. Their Electrical Contracting Scheme offers superb financial security. In addition to this, they have negotiated some of the most competitive Electrical Contractor rates in the UK.
There are comprehensive and unique insurance packages available to meet the particular needs of each electrician. Cover is available for Domestic, Commercial and Industrial premises as well as more specialist covers for Alarm works, Financial Losses and Testing and Certification Cover.
We have detailed below an outline of the insurances and covers available:
Public Liability /Products Liability
Accidental bodily injury to any customer, third party and/or damage to property arising during the course of the company’s business up to a specified limit e.g. caused by electrical installations, use of tools and equipment.
You are required to effect this cover by law. It protects your legal liability in respect of accidental death, bodily injury or disease to employees arising out of and in course of his or her employment. Insurance is provided for all types of electrical work undertaken and any other supplementary work carried out including building work.
Errors and omissions in connection with advice, design or specification where such is provided or performed separately for a fee or under a separate contract.
This extension provides cover for Legal Liability in relation to costs of rectifying defective work or defective products where such work or products has caused bodily injury to any person other than an employee or damage to third party property.
Cover for pecuniary loss or expenses sustained by a customer arising from their business activities e.g. cancellation of an event due to faulty wiring installation.
This covers your legal responsibility for loss or damage to property arising from the failure of an intruder or fire alarm, CCTV, door entry system or other security equipment to fulfill its intended function e.g. alleged failure of system during theft from customer’s premises.
Contractor all Risks
The Contractor is responsible for any loss or damage to the electrical installation prior to completion of the Contract. Cover is provided on an All Risks basis for work in progress, materials in transit, or in temporary storage and at the contract site. In addition, cover can be extended to include loss or damage to your own plant and equipment, or hired-in plant including continuing hire charges.
Our policy provides cover on an All Risks basis including Theft and Accidental Damage for General Contents, Stock, Fixtures and Fittings, Tenants Improvements and Business Interruption. Our policy can also extend to provide cover for Goods in Transit, Computer Equipment, Loss of Money and All Risks anywhere in the UK.
This insurance provides commercial legal protection cover to protect your business against the cost of potential legal disputes as well as unlimited access to a free 24 hour/365 day Legal Helpline.
How can we help you?
If the above scheme, product or article interests you, please mention this when contacting us. That way we can select the insurer/product mentioned, as we have a range of insurers that offer different benefits, for example not all of our insurers may cover the key elements mentioned above.
If you would like us to provide a quotation please complete one of the following:
- Complete the form on the Homepage
- Fill in the form on our contact us page
- Email us at firstname.lastname@example.org
- Call 01637 876 876
We do everything we possibly can to check that we have got our facts straight, but it’s always possible that we could make a mistake (hopefully not or never would be better). Therefore we would like to make you aware that we accept no responsibility for information that may be factually incorrect or out of date, but we will do our best to make sure that all content is accurate. Our vision behind bringing the blog to the wider community is to keep our clients and prospective clients informed of their legal requirements, the different products on offer and how they may benefit your business and the new schemes we find which we think will benefit you.
We are Personal and Commercial Insurance Brokers based in Newquay, Cornwall covering the whole of the UK.
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