If you own a pub or wine bar, it is important that you have the right level of cover and that’s where we can help. We can specifically tailor the policy to your business needs. The standard levels of cover available are detailed below, however these can be increased: Business Interruption – £500,000 (12 months […]
Read More →Pubs and Wine Bars Insurance
on December 5, 2016in Insurance News, Towan Insurance Newstags: Business Interruption, Employers Liability, products liabillity, public liability
Insurance for Electrical Contractors including High Voltage and 3 Phase Work
on April 1, 2016in Insurance News, Towan Insurance Newstags: Business Interruption, Commercial All Risks, Contract Works, Directors & Officers, Electrical Contractors, Fidelity Guara, legal expenses, products liability, Professional Indemnity, public liability
We have access to good seection of insurers who will provide cover for thos working in the high voltage industry. Some of those insurers offer an electrical scheme which is specifically tailored to accommodate high voltage and 3 phase work. They can also consider street lighting, switchgear for certain industries and substation work. Please let […]
Read More →Comprehensive Insurance for Alarm and CCTV Installers
on January 29, 2016in Insurance News, Towan Insurance Newstags: Business Interruption, Commercial All Risks, Contract Works, directors and officers, Fidelity Guarantee, legal expenses, products liability, Professional Indemnity, public liability
We are able to offer specialist insurance at competitive premiums for Security, Fire alarm and CCTV installers with a Security & Fire Protection scheme from one of our main insurers. The Public Liability and Products Liability section of the scheme can include the following covers: Inefficacy (failure to perform of the product supplied) Contractual Liability […]
Read More →Specialist Insurance for Manned Guarding Companies
on January 16, 2016in Insurance News, Towan Insurance Newstags: Business Interruption, Commercial All Risks, Contract Works, Directors and, Fidelity Guarantee, legal expenses, Professional In
One of our insurers are now offering competitive premiums for guarding activities, including store detectives, guarding of building sites, car compounds and cash carrying. Under their Security and Fire Protection scheme, the Public/Products Liability section can include the following great covers: Inefficacy (failure to perform the service supplied) Criminal acts by employees Contractual Liability Fidelity […]
Read More →Insurance for Cleaners or Cleaning Contractors
on December 14, 2015in Insurance News, Towan Insurance Newstags: Business Interruption, Cleaning Contractors, Commercial All Risks, Contract Works, directors and officers, Fidelity Guarantee, legal expenses, Professional Indemnity
Are you a cleaner? Or a Cleaning Contractor? You may be interested in the following post as one of our insurers are now offering specialist cleaning covers. The Public/Products Liability cover automatically includes: Inefficacy Criminal acts Damage to property being cleaned Treatment risks Incorrect destruction of goods Damage to third party plant being operated Failure […]
Read More →Comprehensive Cover and Competitive Rates for Pest Control Contractors
on December 11, 2015in Insurance News, Towan Insurance Newstags: Business Interruption, directors and officers, Employers Liability, products liability, Professional Indemnity, public liability
What’s this all about? One of our insurers is now able to offer a policy specifically tailored to the needs of the pest control industry including BPCA members. They can cater for most companies operating in this sector, including ancillary activities. Cover is available for companies operating at height or working in high risk environments. […]
Read More →Cyber Insurance
on December 9, 2015in Insurance News, Towan Insurance Newstags: Business Interruption, Cyber Insurance
What’s this all about? Cyber insurance is used to protect businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. Do I need it? Most businesses of any size rely on information technology to some level, and with the continued rise in the amount of information […]
Read More →Loss Recovery Insurance
on November 9, 2015in Insurance News, Towan Insurance Newstags: Business Interruption, loss recovery
What’s this all about? Loss Recovery Insurance provides you with, and pays the fees for, a qualified Independent Loss Adjuster to prepare, present and negotiate insurance claims in excess of £5,000 for property and business interruption with your commercial insurer, removing the burden of spending countless hours preparing your claim. Benefits to you include Quick […]
Read More →Is your Business under-insured?
on October 24, 2015in Insurance News, Towan Insurance Newstags: Business Interruption
What’s this all about Your insurance premium is calculated based on your individual circumstances and the amount of cover you choose to take out to protect your business. Underinsurance occurs when you’ve not taken out the right amount of insurance cover for your needs. There will be a variety of factors to take into account […]
Read More →Do you operate a manufacturing business?
on August 10, 2015in Insurance News, Towan Insurance Newstags: Business Interruption, directors and officers, manufacturing
If so you might be interested to know that an insurer we deal with has launched an enhanced and tailored Manufacturing proposition for mid-market customers. Recognising the diversity of the manufacturing industry, their manufacturing proposition offers a range of enhanced covers and services to ensure you get a flexible and tailored insurance solution to match […]
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