This is an important change for some employers. From 6 April 2021, all public sector clients and medium or large-sized private sector clients will be responsible for deciding your worker’s employment status. This includes some charities and third sector organisations. If the off-payroll working rules apply, your worker’s fees will be subject to tax and […]
Read More →IR35 changes take effect from 1 April 2020
on January 25, 2021in Insurance Newstags: employers, Employers Liability, Insurance, Legislation, UK
New UK immigration laws in force from 1 January 2021
on January 25, 2021in Insurance Newstags: employers, Employers Liability, europe, Legislation, UK
Freedom of movement within the UK and the EU ended on 31 December 2020 and the UK has now introduced a points-based immigration system, treating EU and non-EU citizens equally. Anyone coming to the UK to work, excluding Irish citizens, will need to apply for permission in advance. Under the new points-based system, anyone coming […]
Read More →Pubs and Wine Bars Insurance
on December 5, 2016in Insurance News, Towan Insurance Newstags: Business Interruption, Employers Liability, products liabillity, public liability
If you own a pub or wine bar, it is important that you have the right level of cover and that’s where we can help. We can specifically tailor the policy to your business needs. The standard levels of cover available are detailed below, however these can be increased: Business Interruption – £500,000 (12 months […]
Read More →Electrical Contractor Insurance
on February 15, 2016in Towan Insurance Newstags: Contractor All Risks, Defective Workmanship, Efficacy, Electrical Contractor Insurance, Employers Liability, Financial Loss, legal expenses, products liability, Professional Indemnity, Property Damage, public liability
Are you an electrical contractor and looking for insurance? We have an insurer who is a specialist to the Electrical Industry, arranging bespoke products since 1958. Their Electrical Contracting Scheme offers superb financial security. In addition to this, they have negotiated some of the most competitive Electrical Contractor rates in the UK. There are comprehensive […]
Read More →Door Supervisor Insurance Scheme
on February 10, 2016in Towan Insurance Newstags: directors and officers, Door Supervisors, Employers Liability, Professional Indemnity, public liability
We now have an insurer who can offer an exclusive and specialized arrangement to provide comprehensive and unique cover for door supervisors and stewards. They can arrange the appropriate Insurances for both individuals as well as companies. Options of Cover Available Employers Liability Public Liability Efficacy and Contractual Liability Wrongful Arrest Loss of Keys/Consequential Loss […]
Read More →Insurance for Nursing and Residential Care Homes
on February 3, 2016in Insurance News, Towan Insurance Newstags: Employers Liability, Nursing Homes, public liability, Residential Care Homes
One of our insurers are now offering an insurance scheme designed for residential homes, retirement homes, care homes, rest homes and nursing homes for the elderly. We fully understand the needs of welcare institutions such as care homes and nursing homes and are able to offer a comprehensive and unique insurance package to meet your […]
Read More →Comprehensive Cover and Competitive Rates for Pest Control Contractors
on December 11, 2015in Insurance News, Towan Insurance Newstags: Business Interruption, directors and officers, Employers Liability, products liability, Professional Indemnity, public liability
What’s this all about? One of our insurers is now able to offer a policy specifically tailored to the needs of the pest control industry including BPCA members. They can cater for most companies operating in this sector, including ancillary activities. Cover is available for companies operating at height or working in high risk environments. […]
Read More →E-Cigarettes Liability Insurance
on July 17, 2015in Insurance News, Towan Insurance Newstags: commercial combined, e-cigarettes liability, Employers Liability, products liability, public liability
With the increasing popularity of E-Cigarettes one of our main insurers has launched a new product to insure companies that manufacture, sell or distribute e-cigarettes throughout the world. They are one of the few insurers that can include liability coverage for this product. Key Features include: Competitive Rating No Employers Liability Excess Recognised London Market […]
Read More →Haulage Xtra
on April 20, 2015in Insurance News, Towan Insurance Newstags: Courier, Employers Liability, Goods In Transit, Haulage Xtra, Liability, Mainland EU, public liability, Quotation, Savings, Theft Attractive Goods under All Risks, UK, undefined
One of our main insurers now offer Haulage Xtra, which provides a combined Goods in Transit and Liability solution for your Haulage and Courier needs, whether locally from Newquay to Truro or Liskeard to Redruth, anywhere throughout the UK and even mainland Europe, we can help you. The combined cover provides not only convenience but […]
Read More →Catering Insurance
on April 9, 2015in Insurance News, Towan Insurance Newstags: Book Debts, Business Interruption, Cafes, Caterers, Employers Liability, Fish and Chip Shops, Food & Drink, Frozen Food, Goods In Transit, Hygiene Inspections, Loss Of License, Money, Pubs, Restaurant, Takeaway, Wine Bars
We are able to offer quotes for Restaurants, Fast Food Takeaways, Cafes, Pubs, Wine Bars, Caterers, Fish and Chip Shops and other aspects of the Food and Drink industry. One of our leading insurers are now offering to cover establishments awaiting hygiene inspections. Some of the other benefits include: Business Interruption – £500,000 12 months […]
Read More →